About Private Wealth Management
Private Wealth Management is Oceangate's most comprehensive relationship, reserved for households with $500,000 or more in investable assets who want a genuine chief financial officer rather than a call-center advisor. A dedicated senior advisor — supported by our investment committee, in-house tax specialists and estate-planning counsel — designs and stewards a fully bespoke strategy for you and your family.
The relationship begins with a written Investment Policy Statement that spells out your return objectives, liquidity needs, spending policy and legacy goals. From there we build a household balance sheet that captures every account, every property and every liability so nothing important is missed.
Your portfolio is customised across public equities, fixed income, private markets, real estate and hedge strategies. Clients with concentrated single-stock positions receive institutional diversification tools including 10b5-1 sale plans, exchange funds and hedged monetisation structures.
We coordinate directly with your CPA and estate attorney — quarterbacking Roth conversions, charitable gifting, generation-skipping trusts, dynasty trusts and life-insurance structures so that the wealth you built is transferred efficiently to the people and causes you care about.
Private Wealth clients receive priority access to institutional alternatives, private deal flow, boutique structured-credit strategies and pre-IPO opportunities that are not available on our retail tier. Fees decline with assets and reporting is fully consolidated across every custodian and vehicle.
This service is designed for executives, founders, business owners and multi-generational families who value discretion, judgement and the peace of mind that comes from a single trusted point of contact for every meaningful financial decision.
Key benefits
- Dedicated senior wealth advisor
- Custom asset allocation and alternatives access
- Estate, trust and philanthropic planning
How returns are generated
Return objectives are set individually per client — typically 5–9% real returns net of fees, calibrated to your spending needs and legacy goals.
How we invest
- Fully customised asset allocation across public equities, fixed income, private markets, real estate and hedge strategies.
- Concentrated stock diversification via 10b5-1 plans, exchange funds and hedged monetisation.
- Multi-year tax projection and Roth conversion optimisation.
- Estate planning coordination — wills, trusts, gifting strategies, charitable vehicles.
What you actually hold
- Discretionary Separately Managed Accounts across your entire household.
- Access to private feeder funds normally requiring $5M+ minimums.
- Consolidated performance reporting across all custodians.
Who this is designed for
- Executives, founders and business owners with $500K–$50M+ investable assets
- Multi-generational families needing coordinated stewardship
- Clients with concentrated stock, liquidity events or estate complexity
Return objectives are set individually per client — typically 5–9% real returns net of fees, calibrated to your spending needs and legacy goals.
Key risks
- Alternative and private allocations are illiquid — typically 5–10 year lockups.
- Tax and estate outcomes depend on legislation that can change.
- Concentrated positions carry meaningful downside risk during diversification.
This plan in plain English
- Investment objective
- Multi-asset preservation and measured growth for substantial portfolios.
- Expected risk level
- Low to moderate — see how we control it on our risk & transparency page.
- Who it suits
- Families and executives with $500,000+ who want one relationship covering everything.
- Example scenario
- A $1,000,000 mandate is spread across equities, credit, property and cash with quarterly reviews and a dedicated senior advisor.
- Potential downside
- Individual sleeves can underperform in a given quarter; the blend is deliberately built so the whole portfolio does not move together.
- Withdrawal terms
- Liquid sleeves available on request within 1–2 business days.
Invest in Private Wealth Management today
Minimum investment $500,000. Your capital is deployed the moment your allocation clears.
Invest now